Islamic and Conventional Mortgages In the UAE, mortgages typically range from four to 25 years, and property investors have the option to select either Islamic or conventional mortgages. Islamic financing, overseen by Islamic banks in the UAE, has emerged as a strong competitor to traditional mortgage financing. Capital Zone can help you with both Islamic…Read More→
Loan to Value in UAE is used by banks to describe the amount they are willing to lend in relation to the value of an asset, typically a property. This percentage indicates how much of the property’s value the bank is prepared to finance. Several key aspects are crucial in understanding Loan to Value in…Read More→
Buyout loans in UAE is a financial strategy where a borrower transfers their existing loan to a new bank, aiming to secure more favorable terms. This process can take several forms: 1. Refinancing: Through buyout loans in Dubai, a borrower can refinance their current loan with a new lender who offers better conditions. These include…Read More→
Navigating the mortgage process can be confusing, but a mortgage specialist in Dubai can make it much easier. A skilled mortgage specialist understands your unique needs and provides a clear overview of the application process and timeline. They offer expert, honest advice and have access to the best products available in the market. Why You…Read More→
When it comes to getting a mortgage pre-approval in Dubai, there are various things to consider and issues to address. Mortgages are the most popular of them. The entire home-buying search process is built on it. Other considerations, such as family needs, location, and amenities, are important, but economics take precedence. You won’t be able to obtain…Read More→
Dubai offers unique investment opportunities that are hard to match in the global real estate market. High-quality housing with a developed infrastructure, a wide range of five-star hotel service, steadily rising prices and demand and a yield of 5–8% per annum attracts investors from all over the world. And if earlier potential buyers were stopped…Read More→
In early 2022, the UAE put into effect Federal Law No. 14 of 2020, amending and repealing some of the previous laws governing bounced or returned cheques. Among the changes include the decriminalization of cheques issued without sufficient funds. In a nutshell, a bounced cheque due to insufficient funds is no longer a criminal offence,…Read More→
When it comes to selecting a mortgage, the interest rate is an important factor to consider. However, it’s not just the interest rate number that matters; the method of interest calculation is equally significant. Financial institutions often use terms like “flat rate” and “reducing rate” to describe different interest calculation methods, along with other terms…Read More→
Securing a commercial mortgage is a significant step for businesses looking to expand, invest, or acquire property in the United Arab Emirates (UAE). However, like any financial arrangement, it requires meeting specific requirements and eligibility criteria. In this blog post, we will explore the key factors that businesses should consider and the necessary steps to…Read More→
Looking for a villa in MBR City? If living close to a lagoon in a gated community offering an inspirational lifestyle appeals to you, then you must check out the Sanctuary. This new master community boasts lavish infrastructure laced with amazing architecture and should be at the top of the list of every person interested…Read More→
